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/personal-finance/use-secured-credit-cards-to-develop-your-credit-history/
Want to build good credit? We have some ideas. Why Use Secured Credit Cards? Because Bad Credit Can Happen To Anyone! The credit card industry operates on the “carrot and stick” premise: you manage your finances well (and your debt), and you’re rewarded with more credit, and a shiny, newly elevated FICO credit score.   (Personal Finance)
 

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