Say you go to your financial advisor and he (or she) only is sending you “invoices” or “reports” on their own forms, and you are starting to wonder what is going on? The question you should ask is, “Where is MY Money?“. You need to know where exactly your money is being invested, and proof that it is happening. Read More (Personal Finance)
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Put clothes to the smell test. If they smell like sweat, put them in the laundry. If they don’t smell like sweat, they are still good to wear. If a person is in the habit of tossing their PJs in the wash each morning, they could save close to $100 per year just by wearing them 3 nights. $100 per person. A family of five could save $500 a year. Read More (Personal Finance)
Very few people really know how to buy life insurance the right way. While you can save a ton of money by purchasing term rather than whole life, that’s only the start of the savings parade. The big savings comes when you buy the right amount for the right amount of time from the right company as you’ll see. Very few agents ever explain this... Read More (Personal Finance)
Yesterday we discussed the basics behind saving money when you buy term life insurance. This is over and above the amount you save by purchasing term vs. whole life. We talked about how to determine how much coverage you need and how long you need it for. By having the right amount of coverage for the right time, you’ll make sure your family has... Read More (Personal Finance)
When it comes to debt, many people dare not add up the amount they owe, or the total amount of their debt-related monthly payments. To do so would make it all too obvious that they have too much debt. Instead they focus on their ability to afford the monthly payments and skip on their merry way playing the business-as-usual game. And if they’ve bee Read More (Personal Finance)
The stock market has been especially kind to investors lately. In fact, last week witnessed the S&P 500 breaking new ground – and closing at an all time high of 1614 and change. Over the next few days I’ll be writing more about what may be behind the recent market resilience. For now, let’s just enjoy it (while we can). Read More (Personal Finance)