Say you go to your financial advisor and he (or she) only is sending you “invoices” or “reports” on their own forms, and you are starting to wonder what is going on? The question you should ask is, “Where is MY Money?“. You need to know where exactly your money is being invested, and proof that it is happening.
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Put clothes to the smell test. If they smell like sweat, put them in the laundry. If they don’t smell like sweat, they are still good to wear. If a person is in the habit of tossing their PJs in the wash each morning, they could save close to $100 per year just by wearing them 3 nights. $100 per person. A family of five could save $500 a year.
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Very few people really know how to buy life insurance the right way. While you can save a ton of money by purchasing term rather than whole life, that’s only the start of the savings parade. The big savings comes when you buy the right amount for the right amount of time from the right company as you’ll see. Very few agents ever explain this...
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Today’s consumers (myself included) love of things and what money can buy has turned into a full-blown obsession with money and it’s trappings.
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When we think of bad credit, many of us think about the ways that bad credit can harm our chances at getting a loan. Bad credit can lead to higher interest rates, which can cost more money in the long
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We tend to think of many items as needs when they really aren't. Still, if you can save money on them then all the better.
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As a first-time home buyer, things can become overwhelming. If you are planning to buy a new home here are 7 essential tips to ease the process.
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Even with the fees, 401(k)s can be great for your future. You just have to know how to avoid the pitfalls.
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Yesterday we discussed the basics behind saving money when you buy term life insurance. This is over and above the amount you save by purchasing term vs. whole life. We talked about how to determine how much coverage you need and how long you need it for. By having the right amount of coverage for the right time, you’ll make sure your family has...
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When it comes to debt, many people dare not add up the amount they owe, or the total amount of their debt-related monthly payments. To do so would make it all too obvious that they have too much debt. Instead they focus on their ability to afford the monthly payments and skip on their merry way playing the business-as-usual game. And if they’ve bee
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The stock market has been especially kind to investors lately. In fact, last week witnessed the S&P 500 breaking new ground – and closing at an all time high of 1614 and change. Over the next few days I’ll be writing more about what may be behind the recent market resilience. For now, let’s just enjoy it (while we can).
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In my continuing search to pay as little for my insurance as I possibly can (while remaining within the laws of the land and keeping my stuff safe), I was told about a great discount that I would get from being a member of PSAC.
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Start any small business online, and chances are you’ll be sending someone a PayPal invoice before too long. The popular banking site has been commonplace for years, and is a trusted resource of many when it comes to the transfer
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