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We all know the type of person who came of age in the Great Depression. They are the grandmothers and grandfathers who can't use a tea bag too many times, yet are enjoying comfortable retirements in warm climates. And we know what the children of the 1950s are all about. They are the optimistic boomers who embodied an age of continual upward mobility and possibility.   Read More (Personal Finance)
 
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The Coca-Cola Company is the world's largest soft drink company. It engages in the manufacture, distribution, and marketing of nonalcoholic beverage concentrates, fruit juices and syrups worldwide. linked here is a detailed analysis and commentary.   Read More (Investing and Retirement)
 
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This article is all about Cheap family activity ideas   Read More (Personal Finance)
 
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Managing any types of loans or financing can be quite tricky for some people. Knowing when to pay bills, when things are due, what fees are involved, and other financial decisions are often too much for some to handle and they wind up falling behind   Read More (Personal Finance)
 
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Let me start off by saying that I think budgeting is very misunderstood. We tend to feel squeezed, constricted, forced, and abused every time we hear the word budget. I admit that I used to feel that way too, but there was a little more to it than that. In all honesty, it was a time when I was afraid to face the truth about what our situation really looked like.   Read More (Personal Finance)
 
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America's total debt load is on pace to top $13 trillion this year, and $22 trillion by 2020 -- and that's just the debt we're counting. What's not being counted: potential debt bombs that don't get factored into most budget analysis.   Read More (Personal Finance)
 
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I wrote a mock letter to Dave Ramsey several months ago lamenting the need to sell my car. Well, the deed is done. My baby is gone. And here’s why I’m better for it.   Read More (Personal Finance)
 
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This is the first installment in a multi-part series that looks at various options used by income investors to boost their yield while waiting for dividend growth to lift their portfolio’s overall yield-on-cost. This week we are looking at Utilities – those investments long considered as a safe harbor for “orphans and widows.”   Read More (Investing and Retirement)
 
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This article is all about advantages of having a record of your expenses   Read More (Personal Finance)
 
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A recent reader emailed me with this question, as they moved their 401k into cash in the first of January.   Read More (Misc Finance)
 
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Here's a brief update on where US bank lending is at. The theme of the day for this is basically deleveraging. Bank credit is on most counts still declining on a year on year % basis, a weekly net new loans basis, and on an absolute basis. It's still very much a story of no credit growth.   Read More (Business and Economy)
 
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It is never too early to start saving for your kids, and it is never too early to start teaching them how to manage their money. The value of saving is something most people didn’t learn until it was too late. Which brings me to today’s story… I have to preface the story by saying something about my oldest son.   Read More (Personal Finance)
 
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This article provides an introduction to both utilising implicit predictions in binary options, as well as some pointers on trading. Prediction markets provide an interesting venue for gauging the probability of an event based on the trading of both informed and uninformed participants.   Read More (Investing and Retirement)
 
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Most of the time, people that want to apply for a personal loan need to have a job and good credit history, or so we thought. Today, there are credit options available that not only doesn’t require a credit check, but also appears to not need a job as well.   Read More (Personal Finance)
 
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To clear up a few misconceptions about these two money laundering terms. First, they are NOT synonymous. Smurfing is often a method employed to structure transactions, but many a financial institution’s “structuring” reports have nothing to do with smurfs.   Read More (Business and Economy)
 



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