During these tough economic times, many of us have turned to dollar stores in an attempt to save money. Don’t get me wrong, there are tons of great bargains in these stores that you SHOULD take advantage of and save a little money. However, there are some things that I would argue that you should not even think about buying at a dollar store.
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During the current economic climate people are rediscovering the advantages of bartering and swapping. Using items they have or skills they can offer in exchange for what they need can be a great money saving option.
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Have you ever bought something and never used it? Maybe you purchased a coat or a piece of furniture at a yard sale and you never used it. Maybe you bought a dress for a party you never attended. Later, you experienced buyer’s remorse when you realized that your cash was wasted and that coat, furniture, or dress mockingly laughed at you from...
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Canada Edition: For some strange reason, we follow the USA in most of their economic programs and we always wait at least 3 months. Now again, GM Canada is now joining Ford in the Canadian version of Cash for Clunkers.
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Counting down the hours until payday? You're not alone. As the economic downturn trudges on, many workers are struggling with household budgets. About six in 10 workers -- 61% -- report they always or usually live paycheck to paycheck just to make ends meet, compared with 49% last year and 43% in 2007, according to a new nationwide survey...
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Like it or not, a cell phone bill is basically a requirement for most people. In fact, more and more people are dropping their landlines altogether and opting for a cell phone only solution. But cell phone bills can be expensive – especially if you are one of the people who opts for every add-on the cell phone company offers.
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Banks are backing off harsh overdraft fees and policies. That's the good news. The bad news is they'll probably look to make up that lost profit elsewhere.
It's a worrisome prospect for the vast majority of customers who never overdraw their funds and have grown accustomed to perks like free checking accounts.
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So first, let's talk about outlets in general. It's my understanding that these stores were started as a place to sell irregular clothes or last season's clothes at a cheap price. Slowly, as outlets began to expand throughout the country, brands began creating specific (cheaper) clothing sold only at their outlet stores. This can mean fabulous...
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The tickets overseas have been purchased, the destinations established, and the kids are excited. Now you are forced to watch with horror as the US dollar continues to lose its value compared to most of the major currencies. While you cannot control the value of the US dollar, you can minimize the damage by finding the best ways to access...
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Chapter 7 Bankruptcy, also called “Straight Bankruptcy” allows a debtor to discharge, or wipe-out, dischargeable unsecured debts. Unsecured means that there are no liens against property you own, given in exchange for the debt. Examples of unsecured debts are credit cards, medical bills, professional’s fees, or personal loans. However, most...
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Stores are always trying to get you to do what they want. But what if you refuse? What if you do what benefits you and not the store? Aside from outright fraud, what are the things that you can do to come out ahead? We've put together 10 tips that will help you save money, but probably won't help the store. That's why they hate them. And you.
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Welcome to the September 18, 2009 Edition #107 of the Carnival of Financial Planning. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.
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